Debt Settlement Services:

Any validated debts will be negotiated for less than the amount owed and pay for for deletions. Our debt team will set up negotiations based on what you can afford whether that be 50.00 a month or a settlement in full. Our service fee is 10% of total debt and you choose when your ready to began.
We choose to keep our fees so low because we believe in helping our clients out of debt, not digging them further in

Debt Settlement is Often
Confused with Debt Consolidation

In Debt Consolidation, the consumer makes monthly payments to the debt consolidator, who takes a small fee and passes the rest on to the creditors; this way, creditors continue to receive payments each month but the consumer receives no savings overall the payments are spead out over a longer period of time to reduce the consumers monthly payment.
In Debt Settlement, the consumer makes monthly payments to the debt settlement company, those payments are put into a "trust" or "special purpose" account. The creditors get nothing until the funds build up enough to settle. Once the debt negotiator and creditor reach an agreement, the creditor is paid and the debt settlement company takes their fees. No fees are EVER charged to the consumer UNTIL the debt is settled.

What is the Process?
A successful settlement occurs when the creditor agrees to forgive a percentage of total account balance. Normally, only unsecured debts not secured by real assets like homes or autos can be settled. Unsecured debts include medical bills and credit card debts - not student loans, auto financing or mortgages. For the debtor, this makes obvious sense, they avoid the stigma and intrusive court-mandated controls of bankruptcy while still lowering, sometimes by more than 70%, their debt balances. Whereas, for the creditor, they regain trust that the borrower intends to pay back what he can of the loans and not file bankruptcy (in which case, the creditor risks losing all monies owed).
Negotiating with a collection agency or junk debt buyer is somewhat similar to negotiating with a credit card company or other original creditor. However, many collection agencies (or junk debt buyers) will agree to take less of the owed amount than the original creditor, because the junk debt buyer has purchased the debt for a fraction of the original balance.As a part of the settlement, the consumer can request that collection is removed from the  credit report which is generally not the case with the original creditor.

signup